Regulator Set

How can I cash a personal check for $100,000?

1) How can I cash it.
2) Am i required to pay taxes on it?
3) How long will it take to get the funds.

Thanks everyone
Well, if I'm getting the 100K as a gift, Im still required to pay taxes? And in what situation will i not be required.

How much will i be taxed?

You can bring it to your bank and deposit it. After a long holding time the bank will tell you the money is available.

If it is income you will need to pay taxes on it. If it is repayment of a debt o or the sale of something with no profit you will not need to pay taxes.

Hold time depends on where the check was written (local bank, regional bank, out of area bank or out of country ban), State and Federal laws about check cashing (which always seem to be changing, and how long a history you have had with the bank you are using to cash it.

It could be overnight, could be ten business days, or some other crazy arbitrary time that the banks and their regulators set.

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